渣打(02888.HK)料全年收入按固定匯率計增長約10% 下半年淨息差進一步擴闊
渣打(02888.HK)更新2022年的全年指引,預料撇除債務價值調整的收入按固定匯率基準計算增長約10%,負面的貨幣匯兌影響估計達4億美元。
集團預料本年度下半年淨息差將進一步擴闊,預期全年的平均數將約為140個基點,2023年則為160個基點。開支(不包括英國銀行徵費)約106億美元;包括現時估計為3億美元的正面貨幣匯兌影響。
按固定匯率基準計算,集團預料風險加權資產將大致與2021年全年水平相若;信貸減值將正常化,中期貸款損失率為30–35個基點;並在13–14%的普通股權一級資本比率目標範圍內靈活經營;同時致力於2024年(甚或更早)實現10%的有形股東權益回報。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.