公告來了!多家銀行迴應網傳“停貸事件”
格隆匯7月14日丨中國銀行:今年以來,本行房地產融資平穩有序,房地產開發貸款投放及對困難房企項目併購的支持力度不斷加大,新增房地產開發貸款位於同業前列;因城施策,實施差異化住房貸款政策,支持剛性和改善型住房需求;疫情期間爲客戶提供延期還本付息等多項紓困政策,資產質量保持穩定,本行個人住房貸款業務總體風險可控。
工商銀行:經排查,目前停工項目涉及不良貸款餘額6.37億元,佔全行按揭貸款餘額的0.01%,風險可控。
郵儲銀行:初步認定的停工項目涉及住房貸款逾期金額1.27億元,規模和佔比小,風險可控。
交通銀行:經初步排查,媒體報道中存在風險的樓盤所涉及的本公司逾期住房按揭貸款餘額0.998億元,佔本公司境內住房按揭貸款餘額0.0067%,規模和佔比較小,風險可控。
興業銀行:截至目前本公司涉及“停貸事件”樓盤相關按揭貸款餘額16億元(其中不良貸款餘額0.75億元),已出現停止還款的按揭金額3.84億元,主要集中在河南地區。得益於前期本公司對按揭貸款的差異化準入和管理要求,公司已介入的且存在爛尾風險的按揭貸款總體規模較小,不會對本公司經營構成重大影響。
建設銀行:當前部分地區停工緩建和未按時交付樓盤情況,涉及本行規模較小,總體風險可控。
農業銀行:已初步認定存在“保交樓”風險的樓盤涉及逾期按揭貸款餘額6.6億元,佔全行按揭貸款餘額的0.012%,佔一手樓按揭貸款餘額的0.017%。目前涉及“保交樓”風險的業務規模較小,總體風險可控。
民生銀行:截至到去年年底,民生銀行個人按揭貸款餘額5900多億,民生銀行表示將嚴密關注市場動態並積極應對。
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