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郵儲行(01658.HK):初步認定停工項目逾期貸款額涉1.27億人幣 風險可控
郵儲銀行(01658.HK)(601658.SH)表示,密切關注部分地區出現的停工緩建和未按時交付樓盤情況,開展深入排查後,初步認定的停工項目涉及住房貸款逾期金額1.27億元人民幣(下同),規模及佔比小,相信風險可控。 該行表示,始終堅持審慎的風險偏好,支持客戶剛性和改善性購房需求,目前住房貸款餘額超過2萬億元,筆均金額約44萬元,房地產類不良貸款率處於行業較低水平,未來行將堅決貫徹落實黨中央、國務院決策部署,堅持「房住不炒」定位,嚴格落實金融監管要求,積極做好客戶服務。 針對受疫情影響的客戶,郵儲銀行表示會提供延期還款、徵信保護等支持,為客戶紓困解難。
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