《大行報告》摩通下調郵儲行(01658.HK)目標價至7.1元 評級「增持」
摩根大通發表報告,因應除息,將郵儲銀行(01658.HK)目標價由7.3元下調至7.1元,未有調整盈測,維持「增持」評級。
摩通指,金融科技的發展是郵儲行轉型的關鍵動力,有助實現更高效的成本控制和信貸風險管理。而對選定的代理網點進行轉型,以便他們能夠開展貸款業務,將成為公司收入增長的中期關鍵驅動力。該行亦已經收緊壞賬確認政策,加強了貸款撥備水平。
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