南京銀行(601009.SH)上半年淨利潤101.50億元 同比增長20.06%
格隆匯7月3日丨南京銀行(601009.SH)公佈,2022年半年度,公司實現營業收入235.32億元,較上年同期增加32.95億元,同比增幅16.28%;實現歸屬於上市公司股東的淨利潤101.50億元,較上年同期增加16.96億元,同比增幅20.06%。
截至報吿期末,資產總額19,146.22億元,較年初增加1,656.75億元,增幅9.47%;存款總額12,229.31億元,較年初增加1,512.27億元,增幅14.11%;貸款總額9,036.17億元,較年初增加1,132.95億元,增幅14.34%。母公司房地產貸款餘額1,293億元,佔比14.5%;其中,公司類房地產貸款461億元,個人按揭貸款832億元。
2022年上半年,公司持續加強風險管控,加大不良資產處置力度,資產質量主要指標保持穩定,風險抵補能力較為充足。截至報吿期末,公司不良貸款率0.90%,較年初下降0.01個百分點;撥備覆蓋率395.17%,保持基本穩定;關注類貸款佔比0.83%,較年初下降0.39個百分點;逾期貸款佔比1.18%,較年初下降0.08個百分點。
2022年上半年,公司立足服務實體經濟,加大對實體客户的服務與保障,各項貸款投放情況良好。截至報吿期末,母公司製造業貸款餘額969億元,較年初增長123億元,增幅15%;綠色金融貸款餘額1,218億元,較年初新增230億元,增幅23%;科技金融貸款餘額605億元,較年初增長93億元,增幅18%;專精特新合作客户數總計2,337户。面對新冠疫情和當前經濟形勢,公司及時出台助力穩經濟大盤的“30條舉措”,持續加大對重點項目和小微企業等實體客户的金融支持力度。
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