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匯豐料下半年信用卡簽帳額可以追回疫情時簽帳額跌幅
阿思達克 06-30 12:30
匯豐香港區財富管理及個人銀行業務信用卡及私人貸款主管甘家儀表示,該行上半年個人貸款比去年有雙位數字增長,壞帳率保持穩定。她認為,零售消費正在復甦中,預料今年信用卡簽帳可錄單位數增長,相信下半年可以追回疫情時簽帳額跌幅。 匯豐指第二季信用卡簽帳額按季錄得雙位數增長,今年5月及6月,客戶信用卡消費交第五波疫情是大幅反彈,餐飲及購物開支分別增長近1.5倍和50%。甘家儀相信,隨著拆息上升,個人貸款利率會根據市場微調。 匯豐與K11宣布合作推出積分兌換計劃,匯豐信用卡持有人可以選擇於匯豐Reward+應用程式將「獎賞錢」兌換為K Dollar,為新世界(00017.HK)旗下的本地品牌及超過500間參與商戶包括K11集團等作即時現金消費。即日起至8月31日,匯豐信用卡持有人可享雙倍兌換率。 甘家儀表示,匯豐Reward+應用程式截至上半年下載次數突破130萬,過去6個月,該行客戶將「獎賞錢」兌換成第三方獎賞計劃積分的數量比去年增加60%。她期望,7-8月期間綁定兩個Reward+和「K Dollar獎賞計劃」的客人數目可增加五位數字。 匯豐為「K Dollar獎賞計劃」首個銀行合作夥伴。K Dollar獎賞計價總經理朱昊天表示,雙方合作計劃長達三年,希望合作屬長期計劃,並向匯豐客戶提供獨家優惠。
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