中銀信用卡:第二季籤賬額按季有雙位數反彈
中銀信用卡(國際)有限公司副總經理林敏儀表示,隨着4月起疫情緩和、社交距離措施放寬、消費券發放,該公司第二季籤賬額比第一季有雙位數反彈,5、6月份時更超越第五波疫情前水平。她對下半年信用卡籤賬額看法樂觀,預料市民消費需求進一步釋放,預料下半年籤賬額比上半年有雙位數增長。
林敏儀指,該公司信貸質素比市場整體水平好,壞賬沒有因爲第五波疫情而明顯上升。
中銀香港(02388.HK)與Mastercard今日(28日)宣佈推出「中銀Chill Card」,主打年輕客戶,爲娛樂消閒及綠色消費提供達10%現金回贈(每月上限爲150元);海外、網上籤賬或手機支付,現金回贈達5%,其他零售籤賬提供無上限0.4%現金回贈。港幣1,000元或以上之單筆籤賬可分3個月、6個月及12個月還款,另外所有網上籤賬購物自動獲高達200美元保障。
林敏儀表示,年齡介乎18至35歲的年輕客戶是該公司主要拓展的客戶羣,該行今年的年輕客戶數比去年增加20%,隨着該公司推出「理財TrendyToo」推廣年輕人理財概念,再加上「中銀Chill Card」推出,相信能帶動年輕客戶人數再增長20%。
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