渣打(02888.HK):有形股本回報率有望升至9%
渣打(02888.HK)財務總監賀方德(Andy Halford)上周出席活動時表示,如美息升至2.25厘,集團收入和盈利便有望增加20億美元,以此計算,有形股本回報率(RoTE)將有望從去年的6%升至9%,有信心會達標。
賀方德表示,集團基本業務毋須太大增長,也可帶動RoTE提升多1個百分點,以達至10%目標水平;又或者若美息最終升至3厘,亦可令其RoTE達標,只要其中一個情景發生,足令集團有信心RoTE可達10%;若兩個情況同時發生,則有望提早在2024年前達標。
賀方德指,集團全球財管收入三分之一是來自香港,首季財富管理業務大受打擊,主要受香港疫情影響,第二季疫情對香港市場影響緩和,市況雖然波動,但香港對集團整體有關影響下降,不過第二季內地上海封城又拖累財管業務。他冀隨著第三、四季封城措施解除及股市回穩,財管業務在今年稍後時間可重回平衡點。
另外,渣打香港個人、私人及中小企業銀行部高端客群主管文偉成表示,該行本季「優先私人理財」客戶數目按季增40%,雖然分行服務受疫情影響,但本季新增資金淨值仍按年升逾一倍。
文偉成指,由於大灣區客戶的龐大需求,該行去年聘請了400人,大部分為前線人員,希望理財經理在未來兩年增加200至300個。
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