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靄華押業信貸(01319.HK)年度淨利7167.1萬港元 同比減少23.1%
格隆匯 05-25 21:56

格隆匯5月25日丨靄華押業信貸(01319.HK)公吿,截至2022年2月28日止年度業績,公司實現收益1.52億港元,同比減少16.8%;股東應占年內溢利7167.1萬港元,同比減少23.1%;每股基本盈利3.7港仙;董事建議派付末期股息每股普通股0.71港仙。此外,於董事會會議上,董事亦建議向股東派付特別股息每股普通股0.37港仙,以報答彼等一直以來對公司的支持。

金價穩定加上年內奢侈品市場持續復甦,成為集團典當貸款業務的強大後盾。

另一方面,儘管Omicron變種病毒擴散,香港私人住宅價格反彈及貼近歷史高位,根據差餉物業估價署發佈的指數,價格於2021年上升3.3%。然而,為遏制通脹,美國聯儲局持續加息及遏制通脹縮表計劃為低息環境及低息貸款劃上句號。儘管香港銀行同業拆息未必即時與美元利率一同上升,惟董事會認為物業市場對利息敏感,於下一年度將仍相當不穩定。

故此,集團授出貸款時將繼續審慎考慮物業估值,以減低風險。

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