江蘇省常州及海南省降低二手住房公積金貸款首付比例
江蘇省常州市住房公積金管理中心發通知稱,自即日起,常州市實施住房公積金貸款新政,降低第二次住房公積金貸款的首付比例,最低首付比例由50%降低至30%。同時,提高住房公積金最高貸款額度。借款申請人中僅一人符合貸款條件的,最高貸款額度為60萬元人民幣(下同);借款申請人中有兩人(含)以上符合貸款條件的,最高貸款額度為90萬元。
海南省住房公積金管理局發通知稱,將降低首付款比例,職工購買二手房申請住房公積金個人住房貸款的,屬首次申請或已結清個人住房公積金貸款的最低首付款比例由40%降低為30%。同時,放寬貸款期限,購買二手房最長貸款期限由20年調整為30年,原則上要求不超過《不動產權證書》載明的用地使用權終止期限。(ta/w) ~
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