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盛業(06069.HK)再獲建設銀行20億合作額度,攜手開拓普惠金融精準服務

格隆匯5月11日丨盛業(06069.HK)發佈公吿,有關集團與中國建設銀行深圳市分行訂立的供應鏈科技平台合作。近日,銀行與集團的新一輪供應鏈科技平台合作正式獲批,雙方同意將平台普惠撮合最高合作額度由10億元人民幣提高到20億元人民幣。

在此合作項下,藉助集團高效的獲客渠道、深入的行業理解和可靠的金融科技實力,集團將利用其專有供應鏈科技平台盛易通雲平台”向銀行挑選並推薦優質借款人(亦為集團盛易通雲平台的客户),且銀行將直接向該等潛在合格借款人提供一系列貸款。在向銀行推薦前,集團將利用自主研發的數據驅動型風控系統協助銀行評估每一潛在借款人的底層應收賬款質量及其還款能力。銀行向借款人提供的貸款本金金額應(i)基於底層應收賬款金額;(ii)每筆貸款不超過人民幣1,000萬元;及(iii)合計不超過人民幣20億元。

公吿表示,此次與銀行深化合作,進一步凸顯了集團的科技創新能力和平台化戰略優勢。與銀行的合作將使集團在其盛易通雲平台上進一步鞏固與戰略銀行夥伴的關係,並奠定堅實的基礎,以便通過定製化的融資解決方案更好地服務更多中小微企業客户。此外,此項合作亦使得集團與銀行進一步加強及拓展面向中小微企業定製化的數字金融及平台服務,以支持其業務穩健發展。此外,由於集團只會轉介經其評估後底層應收賬款獲集團信納的借款人,故董事會認為,有關合作的信貸風險甚微。

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