「百分百擔保個人特惠貸款計劃」接受個別受影響業主申請
金管局表示,由今日(6日)起,「百分百擔保個人特惠貸款計劃」將接受個別受暫緩追討欠租安排影響的業主申請。
《商業租戶短期保護措施(2019冠狀病毒病疫情)條例》在5月1日生效,爲處於指明處所且業務受第五波疫情重創的商業租戶提供短期保護。政府早前宣佈透過計劃向持有指明商用處所並依賴有關的租金收入維生的受影響個人業主提供免息貸款。
合資格業主須爲年滿18歲的香港居民,合法及實益擁有完全或主要用於屬《條例》所界定爲指明處所的物業,並依賴有關租金收入維生但受暫緩追討欠租安排影響,而在今年1月1日至《條例》指明的保護期屆滿期間至少一個月暫時失去至少兩成每月租金收入。合資格申請人可獲得的貸款額相等於申請人可就其指明處所收取每月租金的三倍,上限爲10萬元。還款期最長五年,可選擇首六個月無需還款,以減輕即時還款的壓力。
今日起,以下11家參與計劃的貸款機構將接受個別受影響業主的申請,包括中國銀行(香港)有限公司、東亞銀行有限公司、中信銀行(國際)有限公司、中國建設銀行(亞洲)股份有限公司、集友銀行有限公司、大新銀行有限公司、恆生銀行有限公司、香港上海匯豐銀行有限公司、南洋商業銀行有限公司、上海商業銀行有限公司,以及渣打銀行(香港)有限公司。申請期至今年10月31日止。
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