中國平安(02318.HK):一季度歸母營運利潤430.47億元 同比增長10.0%
格隆匯4月29日丨中國平安(02318.HK)發佈截至2022年3月31日止三個月的未經審計業績公吿,經營業績表現穩健。2022年第一季度,集團實現歸屬於母公司股東的營運利潤人民幣430.47億元,同比增長10.0%。客户經營業績持續增長。截至2022年3月末,平安個人客户數超2.23億,客均合同數較年初增長1.0%至2.94個。2022年第一季度,團體業務對公渠道綜合金融保費規模同比增長28.2%。
堅定推動壽險改革轉型,持續迭代升級產品及服務。平安壽險實施代理人隊伍分層精細化經營,推動隊伍結構優化,截至2022年3月末,大專及以上學歷代理人佔比同比上升3.5個百分點;第一季度上市增額終身壽險產品“盛世金越”,獲得客户廣泛認可。
財產保險業務保費規模穩健增長,業務品質保持良好。2022年第一季度,平安產險原保險保費收入達730.18億元,同比增長10.3%。得益於良好的業務管理與風險篩選能力,第一季度平安產險綜合成本率保持在96.8%的良好水平。
銀行經營業績穩健增長,資產質量保持平穩。2022年第一季度,平安銀行實現營業收入462.07億元,同比增長10.6%;淨利潤128.50億元,同比增長26.8%。截至2022年3月末,不良貸款率1.02%,較年初持平;撥備覆蓋率289.10%,較年初上升0.68個百分點。
醫療健康生態圈戰略持續推進。平安通過打造全球領先的醫療健康服務生態,提供覆蓋健康、慢病、疾病、養老的一站式服務,讓客户“省心、省時又省錢”,賦能金融主業。截至2022年3月末,平安醫療健康生態圈已實現國內百強醫院和三甲醫院100%合作覆蓋,合作藥店數近20.3萬家;平安智慧醫療累計服務187個城市、超5.4萬家醫療機構,賦能約138萬名醫生。
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