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人行與發委擬開展普惠養老專項再貸款試點 額度400億人幣
根據國務院常務會議要求,人民銀行與發改委決定開展普惠養老專項再貸款試點工作,引導金融機構向普惠養老機構提供優惠貸款,降低養老機構融資成本。 普惠養老專項再貸款試點額度爲400億元人民幣,利率爲1.75%,期限1年,可展期兩次,按照金融機構發放符合要求的貸款本金等額提供資金支持。 試點金融機構將包括國家開發銀行、進出口銀行、工商銀行(01398.HK)、農業銀行(01288.HK)、中國銀行(03988.HK)、建設銀行(00939.HK)、交通銀行(03328.HK)共7家全國性大型銀行,試點地區爲浙江、江蘇、河南、河北及江西共5個省份。 普惠養老專項再貸款將採取「先貸後藉」的直達機制按季發放,金融機構按市場化原則向符合條件的普惠養老機構發放優惠利率貸款,貸款利率與同期限檔次貸款市場報價利率(LPR)大致持平。
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