郵儲銀行(01658.HK)一季度歸母淨利249.77億元 同比增長17.81%
郵儲銀行(01658.HK)公吿,2022年一季度實現歸屬於銀行股東的淨利潤249.77億元,同比增長17.81%;實現營業收入852.56億元,同比增長10.17%,其中手續費及佣金淨收入90.87億元,同比增長39.59%。年化平均總資產回報率和年化加權平均淨資產收益率分別為0.78%和14.82%,同比分別提高0.04個和0.02個百分點。
截至報吿期末,該行資產總額突破13萬億元,達到13.27萬億元,較上年末增長5.45%;其中客户貸款總額6.81萬億元,較上年末增長5.50%。負債總額突破12萬億元,達到12.43萬億元,較上年末增長5.41%,其中客户存款總額11.92萬億元,較上年末增長4.98%。
該行持續加強資產質量管控,加大不良處置力度,資產質量保持穩定。截至報吿期末,不良貸款餘額557.90億元,較上年末增加31.05億元;不良貸款率0.82%,與上年末持平。關注類貸款餘額323.63億元,較上年末增加19.53億元;關注類貸款佔比0.48%,較上年末上升0.01個百分點。逾期貸款餘額630.89億元,較上年末增加57.30億元;逾期率0.93%,較上年末上升0.04個百分點。撥備覆蓋率413.58%,較上年末下降5.03個百分點。
報吿期內,新生成不良貸款99.76億元,不良貸款生成率10.15%,同比上升0.02個百分點。截至報吿期末,核心一級資本充足率9.61%,較上年末下降0.31個百分點;一級資本充足率12.37%,較上年末下降0.02個百分點;資本充足率14.99%,較上年末上升0.21個百分點,均滿足監管要求。
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