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中銀香港(02388.HK):一季度提取減值準備前的淨經營收入環比上升25.0%
格隆匯 04-29 16:39

格隆匯4月29日丨中銀香港(02388.HK)公佈,2022年第一季度,集團提取減值準備前的淨經營收入按季上升25.0%,按年亦增長6.0%;市場利率上升,計入外匯掉期合約的資金收入或成本後的淨利息收入按季上升3.4%,按年亦上升4.1%。淨息差為1.08%,按季擴闊2個基點,按年則下降3個基點;淨手續費及佣金收入按季上升29.1%,按年則下跌22.0%,按年下跌主要由於本港第五波疫情嚴峻、投資市場氣氛低迷,以及商業活動疲弱。

貸款質量保持良好,特定分類或減值貸款比率穩定在0.27%。 流動性覆蓋比率、穩定資金淨額比率和資本比率均處於穩健水平。

截至2022年3月31日,集團資產總額達港幣36,049.14億元,較2021年末下跌0.9%,主要由於銀行及其他金融機構之結餘減少。客户存款總額為港幣23,980.59億元,較2021年末上升2.9%,增長主要來自支儲存款,定期、短期及通知存款則相對平穩,支儲存款佔比為66.1%,較2021年末提升0.8個百分點。客户貸款總額較2021年末增長4.5%至港幣16,715.26億元,增長來源廣泛,在香港使用之貸款、在香港以外使用之貸款,以及貿易融資均上升。資產質量保持良好,特定分類或減值貸款比率為0.27%。流動性覆蓋比率、穩定資金淨額比率和資本比率均處於穩健水平

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