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重慶農村商業銀行(03618.HK)一季度歸母淨利36.19億元 同比增加11.42%

格隆匯4月28日丨重慶農村商業銀行(03618.HK)公吿,2022年1至3月,集團實現淨利潤36.71億元,其中歸屬於股東的淨利潤36.19億元,分別較上年同期增長11.20%和11.42%。年化平均總資產回報率1.16%,較上年同期增長0.03個百分點;年化加權平均淨資產收益率14.31%,較上年同期增長0.68個百分點。

2022年1至3月,集團營業收入75.89億元,較上年同期增長1.36%。其中,利息淨收入64.73億元,手續費及佣金淨收入4.25億元,淨利息收益率為2.07%。

截至2022年3月31日,集團資產總額13,096.67億元,較上年末增加433.76億元,增幅3.43%。客户貸款和墊款總額6,079.46億元,較上年末增加257.80億元,增幅4.43%。其中,集團公司貸款2,918.13億元,零售貸款2,743.95億元,票據貼現417.38億元。金融投資5,431.45億元,較上年末增加215.46億元,增幅4.13%。

截至2022年3月31日,集團負債總額11,998.54億元,較上年末增加400.47億元,增幅3.45%。客户存款8,193.87億元,較上年末增加600.27億元,增幅7.90%。其中,集團公司存款1,564.83億元,零售存款6,577.73億元,其他存款51.31億元。

截至2022年3月31日,集團股東權益總額1,098.13億元,較上年末增加33.29億元,增幅3.13%。

截至2022年3月31日,集團不良貸款餘額75.86億元,較上年末增加2.86億元,不良貸款率1.25%,與上年末持平。撥備覆蓋率346.39%,較上年末提升6.14個百分點。

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