花旗:香港千萬富翁減至43.4萬人 惟資產中位數略升至1,570萬元
花旗銀行發表2021年香港千萬富翁調查報告,推算2021年底本港千萬富翁人口最少達到43.4萬人,佔全港相關年齡人口7.4%,即是每13名港人中就有1人為千萬富翁,人數按年減少15.7%。
去年本港千萬富翁的淨資產值中位數為1,570萬元,按年提升1.3%,當中主要分佈於物業,佔71%,其餘29%為流動資產。流動資產中位數亦由350萬元上升至400萬元。香港花旗銀行零售銀行業務主管李貴莊表示,觀察過去十年數據千萬富翁人數及資產水平均穩步上升,認為個別年份的數據受客觀環境因素影響而波動屬正常。
逾70%受訪者表示資產未有因疫情影響而減少,但過去一年中港股市波動,有約33%受訪者表示在股市中有「損手」,平均損失達110萬元。她透露,疫情下千萬富翁投資取態偏向保守,有不少受訪者傾向投資基金及債券以分散風險,期內投資佔比均有提升。
調查同時發現,認為今年經濟將輕微增長或持平的受訪者較2020年增加,佔比分別達到28%及34%,股票仍為首選投資工具,佔22%,其次為物業及基金,佔9%及7%。另外,每5人中便有1人表示有興趣於大灣區投資。
調查於去年11月至今年1月以電話隨機訪問共3,786名年齡介乎21至79歲的香港居民,而千萬富翁定義為擁有淨資產總值超過1,000萬元,當中最少100萬元為流動資產的人士。
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