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招商銀行(600036.SH)一季度淨利潤360.22億元 同比增長12.52%

格隆匯4月22日丨招商銀行(600036.SH)發佈2022年第一季度報吿,實現營業收入919.90億元,同比增長8.54%;歸屬於該行股東的淨利潤360.22億元,同比增長12.52%;扣除非經常性損益後歸屬於該行股東的淨利潤358.39億元,同比增長12.40%;基本每股收益1.43元。

期內,淨利息收入544.64億元,同比增長9.97%;非利息淨收入375.26億元,同比增長6.53%;年化後歸屬於該行股東的平均總資產收益率(ROAA)和年化後歸屬於該行普通股股東的平均淨資產收益率(ROAE)分別為1.54%和19.24%,同比分別增加0.04和減少0.30個百分點。

2022年1-3月,集團淨利差2.39%,淨利息收益率2.51%,同比分別下降5和1個基點,主要是受近年來市場利率下行的累積影響,生息資產收益率有所下降。同時,集團持續提升客户存款佔計息負債比重,一定程度上彌補了生息資產收益率下降帶來的影響。

截至報吿期末,集團不良貸款餘額541.38億元,較上年末增加32.76億元;不良貸款率0.94%,較上年末上升0.03個百分點;撥備覆蓋率462.68%,較上年末下降21.19個百分點;貸款撥備率4.35%,較上年末下降0.07個百分點。

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