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寧波銀行(002142.SZ)2021年歸母淨利潤升29.87%至195.46億元 撥備覆蓋率525.52%
格隆匯 04-07 17:25

格隆匯4月7日丨寧波銀行(002142.SZ)披露2021年年度報吿,報吿期內,公司實現營業收入527.74億元,同比增長28.37%。公司實現非利息收入200.77億元,同比增長51.50%,在營業收入中佔比為38.04%,其中手續費及佣金淨收入82.62億元,同比增長30.27%,在營業收入中佔比為15.66%。

2021年,公司實現歸屬於母公司股東的淨利潤195.46億元,同比增長29.87%,繼續保持良好增速。得益於財富管理、國際結算、小微企業等護城河業務的持續構築,公司客户服務能力持續提升,盈利結構進一步優化;基本每股收益3.13元,年報推每10股派發現金紅利5元(含税)。

截至2021年末,公司資產總額2.02萬億元,較上年末增長23.90%;各項存款1.05萬億元,較上年末增長13.80%;各項貸款8627.09億元,較上年末增長25.45%;企業客户總數49萬户,較年初新增2.9萬户。

截至2021年末,公司不良貸款餘額66.19億元,90天以上逾期貸款餘額46.84億元。不良貸款率0.77%,較上年末下降0.02個百分點,繼續保持行業較低水平。關注類貸款及逾期90天以上貸款的佔比分別為0.48%和0.54%,較上年末分別下降0.02和0.12個百分點。撥貸比4.03%,較上年末提高0.02個百分點;撥備覆蓋率525.52%,較上年末提高19.93個百分點。

截至2021年末,資本充足率為15.44%,較上年末提高0.6個百分點;一級資本充足率為11.29%,較上年末提高0.41個百分點;核心一級資本充足率為10.16%,較上年末提高0.64個百分點;公司加權平均淨資產收益率為16.63%,較上年末提高1.73個百分點。

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