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蘭州:二套房首付比例最低三成 結清貸款按首套房貸款政策
繼浙江衢州成全國首個限購限售均取消的城市後,甘肅省蘭州市近日印發《蘭州市落實強省會戰略進一步優化營商環境若干措施(第1號)》明確提出,降低個人購房門檻、提高公積金貸款額度、放鬆區域限購以及放寬限售條件。 在激發活力促進市場健康發展方面,提出要降低個人購買住房門檻。個人通過商業銀行和公積金貸款購買首套住房最低首付款比例不低於20%,二套住房最低首付款比例不低於30%。 同時,要減輕個人住房消費負擔,加大個人住房按揭貸款發放力度,引導金融機構按照監管規定實施貸款利率優惠政策。對擁有一套住房並已結清購房貸款的家庭,為改善居住條件再次申請貸款購買住房的,金融機構執行首套房貸款政策。(ta/) ~
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