哈爾濱銀行(06138.HK)2021年歸母淨利潤2.741億元 同比減少63.2%
格隆匯3月31日丨哈爾濱銀行(06138.HK)公佈,2021年,公司實現淨利潤為人民幣3.987億元,同比減少人民幣3.971億元,降幅49.9%;實現歸屬於母公司股東的淨利潤為人民幣2.741億元,同比減少人民幣4.716億元,降幅63.2%,主要受部分行業和客户資產質量下遷,以及持續開展各項讓利扶持措施等因素綜合影響。截至2021年12月31日,集團平均總資產回報率為0.06%,較2020年的0.13%有所下降;平均權益回報率為0.55%,較2020年的1.51%有所下降。
截至2021年12月31日,集團資產總額為人民幣6,450.462億元,較上年末增加人民幣464.426億元,增幅7.8%;客户貸款及墊款總額為人民幣2,943.592億元,較上年末增加人民幣137.920億元,增幅4.9%;客户存款總額為人民幣5,017.512億元,較上年末增加人民幣324.712億元,增幅6.9%。
截至2021年12月31日,集團不良貸款餘額為人民幣84.831億元,不良貸款率為2.88%,較上年末下降0.09個百分點;撥備覆蓋率162.45%,較上年末上升29.19個百分點;貸款減值損失準備率為4.68%,較上年末上升0.72個百分點,風險抵補能力有所增強。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.