威海銀行(09677.HK)年度淨利潤增14.77%至18.92億元 擬10派1元
格隆匯3月31日丨威海銀行(09677.HK)公佈，2021年度，報吿期內，我們實現營業收入人民幣73.77億元，較2020年增加人民幣13.43億元，增長22.26%；税前利潤人民幣22.15億元，較2020年增加人民幣2.64億元，增長13.51%；淨利潤人民幣18.92億元，較2020年增加人民幣2.43億元，增長14.77%，主要由於公司和零售銀行業務持續發展，利息淨收入和手續費及佣金淨收入同比增加。
董事會建議向權益分派股權登記日登記在冊的普通股股東每100股派發現金股息人民幣10元(含税)。
總體經營概括
規模平穩增長。資產總額達到人民幣3,045.21億元，較2020年增加人民幣369.19億元，增長13.80%；各項存款餘額較2020年末增加人民幣263.53億元；各項貸款餘額較2020年末增加人民幣229.99億元。
質量保持穩定。本行不良貸款比例為1.47%，較2020年末持平，經受住了複雜形勢的挑戰和考驗；資本充足率達到14%以上，撥備覆蓋率為171.56%，各項監管指標持續全面達標，發展更加科學穩健。
效益不斷提升。全年實現淨利潤人民幣18.92億元，同比增加人民幣2.43億元，增長14.77%。
合規氛圍濃厚。按照監管要求和部署，積極開展"行業規範建設提升年"活動，建立監管發現問題整改評估機制，大膽探索合規管理事業部模式，認真開展制度學習月、制度考試月、制度修訂月、制度執行月等「制度系列月」活動，鞏固合規建設成果，夯實合規工作基礎。
轉型加快推進。全面啟動數字化轉型，按照"數據標準化，標準綫上化，綫上智慧化"的"三化"理念，制定了數字化轉型三年規劃，全力打造"雙一流"("客户體驗一流，創收創利一流")的"智慧數字銀行"。同時，啟用了新數據中心，上綫了CBUS5.0智慧銀行系統，設立了數字銀行部，科技支撐能力不斷提升。
服務精準有效。響應國家"碳達峯、碳中和"戰略，採納"赤道原則"，成為山東省首家"赤道銀行"，綠色金融實現了新突破。積極搭建"智慧平台"，充分放大"房e貸"、"快e貸"、"税e融"、"政e融"等特色產品優勢，並在"商車貸"的基礎上開發"商車寶"專屬APP，通過綫上化、平台化模式更加精準地服務實體經濟。
品牌影響擴大。連續多年被評為"全國十佳城市商業銀行"，在山東省政府組織的地方金融企業績效評價中獲評最高級別AAA級，管理模式、業務創新、黨建工作、企業文化等多次獲得山東第一、全國最好的成績，品牌形象大幅提升。
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