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九江銀行(06190.HK)年度淨利增3.3%至17.29億元 擬10派1元
格隆匯 03-30 23:47

格隆匯3月30日丨九江銀行(06190.HK)公佈年度業績,截至2021年12月31日止12個月,集團實現營業收入人民幣103.48億元,同比增長1.5%,實現淨利潤人民幣17.85億元,同比增長4.4%。歸屬於股東期內淨利潤17.29億元,同比增加3.3%;基本及稀釋每股盈利0.72元,董事會建議按照每10股人民幣1.0元(含税)派發截至2021年12月31日止年度現金股息。

2021年,集團緊扣"貫徹宏觀政策,堅持監管導向,深化十二字方針,卯足定力,奮鬥擔當,夯實九銀高質量可持續發展基礎"發展主題,各項經營管理指標穩中有進、穩步提升。

業績指標穩中向好。截至2021年末,集團資產總額人民幣4,615.03億元,較上年末增長11.0%;客户貸款及墊款總額人民幣2,497.15億元,較上年末增長18.7%;客户存款總額人民幣3,448.51億元,較上年末增長9.9%;日均存款人民幣3,166.82億元,較上年增長13.4%。

業務結構持續優化。截至2021年末,集團客户貸款及墊款總額佔比54.1%,較上年末上升3.5個百分點;其中零售貸款增幅30.5%,佔客户貸款及墊款總額比34.7%,較上年末上升3.2個百分點。金融投資淨額佔資產總額比31.9%,較上年末下降3.2個百分點。

輕資本轉型顯成效。2021年,集團強化資本約束,加強資本佔用較少的信用證、個人按揭貸款等輕資產信貸投放。全年完成中間業務淨收入人民幣6.93億元,增幅11.0%,佔營收比6.7%。

資產質量持續改善。報吿期內,集團持續加大不良處置力度,不良貸款率1.41%,實現連續三年下降。

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