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農行(01288.HK):減費讓利下有信心實現可持續商業發展
阿思達克 03-30 17:59
對於國家提倡金融機構減費讓利,農業銀行(01288.HK)副董事長兼行長張青鬆認爲,金融與實體經濟是共生關係,現時市場正面對多重壓力,部分企業、特別是中小微企業及個體工商戶存在一定經營困難,農行作爲國有銀行,有責任亦有能力提供幫助,又指自身經營效率在不斷改善,有信心在落實國家政策的基礎上實現可持續商業發展,冀實現互利共贏。 他強調,在複雜外部環境下農行仍看好未來發展,指出中國仍處於重要戰略機遇期,經濟長期向好的方向未變,雖然目前遇到挑戰,但在中央穩中求進基調下,對中國宏觀經濟穩定及自身風險管控與化解能力充滿信心。 他又指,農行去年營業收入首次突破7,000億元人民幣,期內積極落實政策導向,持續提升精細化及差異化管理水平,完善評級授信等信貸全流程管理系統,去年又致力深入推進信用管理數字化轉型,加強大數據等金融科技等前瞻識別應用,建設數字化風險管理平臺,持續做好大額客戶、房企、地方政府相關信用業務、小微及網上信貸業務等重點領域的風險防範,對潛在風險客戶進行名單制管理,加大風險化解處置,期望做到早發現、早預警及早處置。
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