農業銀行(01288.HK)2021年淨利潤2419億元 同比增長11.8%
格隆匯3月30日丨農業銀行(01288.HK)公吿，2021年年度業績，全年實現營業收入7217億元，比上年增長9.5%；實現淨利潤2419億元，比上年增長11.8%。資本充足率17.13%，比上年末提升54個基點。基本每股收益0.65元；擬每10股派發人民幣2.068元(含税)。
截至2021年末，全行總資產規模突破29萬億元，貸款餘額17.2萬億元，比上年末增長2萬億元，新增信貸投放創歷史新高；客户存款餘額21.9萬億元，比上年末增長1.5萬億元，其中個人客户存款增量超過1萬億元。資產質量保持穩定，不良貸款率1.43%，比上年末下降0.14個百分點；撥備覆蓋率299.73%，比上年末上升33.53個百分點。資本充足水平得到改善，資本充足率17.13%，比上年末提升54個BP。業務創新加快，多元化收入格局更加穩固，綜合服務能力和價值創造力進一步提升。
全部貸款中佔比均創股改以來新高。加大鄉村振興重點領域和鞏固拓展脱貧攻堅成果服務力度，糧食安全、鄉村產業、鄉村建設貸款分別比上年末增長17.0%、20.6%和14.8%，832個脱貧縣、160個鄉村振興重點幫扶縣貸款分別比上年末增長14.2%、15.0%，均高於全行貸款平均增速。強化科技賦能，在908個縣推廣落地"三資"管理平台，線上農户貸款"惠農e貸"餘額達5,447億元，比上年末增長54.1%，服務了368萬農户。
2021年，實現淨利息收入5,779.87億元，較上年增加329.08億元，其中，規模增長導致淨利息收入增加614.22億元，利率變動導致淨利息收入減少285.14億元。
2021年，實現手續費及佣金淨收入803.29億元，較上年增加57.84億元，增長7.8%。其中，電子銀行業務收入增長16.5%，主要是由於本行進一步深化數字化轉型，加大產品研發和營銷拓展力度，電子商務收入增加；代理業務收入增長12.5%，主要是由於代理基金業務收入和代客理財收入增加。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
