《公司業績》農行(01288.HK)去年純利升11.7%至2,411.83億人幣勝預期 末期息20.68分
農業銀行(01288.HK)公布截至去年12月底止全年業績,純利2,411.83億元人民幣(下同),按年升11.7%,高於本網綜合9間券商預測介乎2,120億至2,300.66億元的上限;每股盈利0.65元。
去年度派末期息20.68分,亦略高於本網綜合5間券商預測派息19分至20.6分的上限;2020年同期派18.51分。
年內營業收入達7,217.46億元,按年升9.5%。當中淨利息收入按年升6%至5,779.87億元,手續費及佣金淨收入達803.29億元,升7.8%。淨利息收益率為2.12%,淨利差1.96%,兩者均按年下降8個基點。農行解釋,主要是由於受年內落實國家讓利政策以及貸款重定價等因素影響,令貸款收益率下降;以及受市場環境影響,導致存款付息率上升。
去年底農行資本充足率17.13%,較2020年底提升54個基點。不良貸款率1.43%,按年下降0.14個百分點。
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