中國光大銀行(06818.HK)2021年淨利潤434.07億元 同比增長14.73%
格隆匯3月25日丨中國光大銀行(06818.HK)公吿,截至2021年末,光大銀行總資產達5.90萬億元,比上年末增長9.95%。2021年度實現經營收入1,533.66億元,同比增長7.40%;實現歸屬於本行股東淨利潤434.07億元,同比增長14.73%,每10股派發現金股利人民幣2.01元(税前)。
報吿期末,集團不良貸款餘額413.66億元,比上年末減少3.00億元;不良貸款率1.25%,比上年末下降0.13個百分點;關注類貸款率1.86%,比上年末下降0.29個百分點;逾期貸款率1.99%,比上年末下降0.16個百分點;撥備覆蓋率187.02%,比上年末增加4.31個百分點。
一年來,光大銀行發揮零售金融在財富管理轉型中的“生力軍”作用。零售AUM規模超過2萬億元,比上年末增長10.68%;零售經營收入佔比41.33%,同比提升0.24個百分點;理財管理規模突破1萬億元,比上年末增長27.67%;零售信貸規模比上年末增長17.39%;零售代理中收增長19.75%;零售客户總量突破1.4億户,保持可比同業前列;手機銀行、陽光惠生活和雲繳費三大APP月活用户突破5,000萬户;中國最大開放便民繳費平台“雲繳費”直連客户超過1億户,繳費金額突破5,000億元。
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