徽商銀行(03698.HK)2021年淨利潤約117.85億元 同比增長18.79%
格隆匯3月18日丨徽商銀行(03698.HK)發佈公吿,截至2021年12月31日止年度,集團:(1)綜合經營實力穩步提升,資產總額突破人民幣1.38萬億元,增幅8.80%;營業收入約人民幣355.14億元,增幅9.98%;淨利潤約人民幣117.85億元,增幅18.79%;(2)資本充足水平進一步提高,核心一級資本充足率8.45%,較上年末提高0.41個百分點,資本充足率12.23%,較上年末提高0.11個百分點;(3)資產質量水平保持穩定,風險抵補能力顯着增強,不良貸款率1.78%,較上年末下降0.2個百分點;撥備覆蓋率239.74%,較上年末上升57.84個百分點。
本行認為2021年集團業績向好的主要原因為:(1)本行始終堅持服務實體經濟的發展理念,不斷加大信貸投放,生息資產規模持續增長;繼續加強對費用的精細化管理,成本收入比維持較低水平;(2)持續優化資產結構,拓寬資本補充渠道;及(3)通過清收重組核銷等多種措施加大不良資產處置力度,取得較好成效。
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