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據報上海多家銀行下調房貸利率
據《第一財經》日前從多位國有大行和股份行房貸經理處了解到,上海多家銀行首套房和二套房房貸利率由此前的5%和5.7%,分別下降4.95%和5.65%。與此同時,二手房房貸放款再提速,部份銀行審批加放款時長甚至縮短到了10天以內。 不過,報道指該優惠並非所有貸款人均可享受。在實際執行情況中,不同銀行可能會根據貸款人的資質、當時外部環境等對加點基數做出不同調整。在部份銀行下調房貸利率的同時,不排除有的銀行上調相應的加點基數,以保證房貸利率不變。(ta/u) ~
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