中銀香港金融研究院:人民幣國際化進入新戰略機遇期
香港人民幣存款再破萬億元。中銀香港(02388.HK)金融研究院資深策略員應堅表示,人民幣國際化進入一個新的戰略機遇期,香港各項人民幣業務指標持續反彈,人民幣存款大幅增長並創下新高,主要是受到多個有利因素推動。
應堅表示,2018年以來香港離岸人民幣市場持續向好。2021年香港人民幣即時支付系統RTGS交易金額為358萬億元,按年增長26.6%,連續五年保持增長。人民幣存款亦連續五年正增長,累計增幅接近一倍。2021年底人民幣貸款餘額1,636億元,按年增長8%。香港人民幣點心債市場亦連續三年保持1,600億元以上發行量。香港人民幣存款最新變化,顯示人民幣國際功能全面提升,被境外投資者廣泛接受,是一個趨勢化發展。
應堅認為,中國經濟率先走出疫情造成的衰退,經濟增長動力穩固,中國又是全球唯一保持常規貨幣政策的主要經濟體,增加了境外市場對人民幣信心;國際貨幣基金組織(IMF)將人民幣納入SDR貨幣籃子,進一步提升人民幣國際貨幣功能,推動全球央行及機構投資者增持人民幣資產;特別是當前市場複雜多變,人民幣避險屬性初步顯現,香港全球離岸人民幣業務樞紐功能有望進一步提升,各項主要人民幣業務指標還會保持好的發展勢頭。
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