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《公司業績》東亞(00023.HK)去年純利升45.8% 派第二次中期息0.35元
阿思達克 02-24 12:21
東亞銀行(00023.HK)公布截至去年12月底止全年業績,經營收入總額下跌5.9%,至162.83億元。純利52.7億元,按年上升45.8%,主要是內地業務的減值損失大幅減少,服務費及佣金淨收入改善,以及出售東亞人壽錄得收益9.02億元所致。每股基本盈利由2020年的0.97元增加至2021年的1.53元。派第二次中期息每股0.35元,全年股息每股0.7元,較2020年的每股0.4元增加。 2021全年的淨息差由1.48%收窄至1.37%,導致淨利息收入減少3.2%至111.85億元,情況在下半年已趨穩定,淨利息收入較上半年上升2.5%。非利息收入50.98億元,按年減少11.5%。服務費及佣金淨收入上升5%至30.69億元。 信貸成本由0.94%改善至0.28%。集團的減值貸款比率由2020年12月底的1.26%,下降至2021年12月底的1.09%,其中內地業務的減值貸款比率則由3.1%改善至1.54%。 扣除減值損失後之經營溢利較去年增加62.2%,至52.83億元。集團的減值貸款比率由2020年12月底的1.26%,下降至2021年12月底的1.09%,其中內地業務的減值貸款比率則由3.1%改善至1.54%。 平均資產回報率由0.3%上升至0.5%,而平均股東權益回報率則由3.0%上升至4.4%。於12月底,貸款對存款比率為78.6%,而2020年底則為79.1%,普通股權一級資本比率17%。
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