恆生銀行(00011.HK)2021年純利跌16%至139.60億港元 全年派息5.10港元
格隆匯2月22日丨恆生銀行(00011.HK)公佈2021年業績,扣除預期信貸損失變動及其他信貸減值提撥前的營業收入淨額減少8%,為331.82億港元;營業溢利減少19%,為162.31億港元;除税前溢利減少16%,為163.85億港元;股東應得溢利減少16%,為139.60億港元;每股盈利減少17%,為每股6.93港元;第四次中期股息為每股1.80港元,2021年每股派息合共為5.10港元。
2021年,賺取利息業務的收入亦面對不斷增加的壓力。雖然資產負債表有穩健增長,而賺取利息的平均資產亦上升2.7%,淨利息收入仍然減少11%,為238.22億港元,反映利率環境帶來的不利影響。按年比較,淨利息收益率下跌24個基點,為1.49%,但仍高於市場平均水平。
於2021年12月31日,普通股權一級資本比率為15.9%,一級資本比率為17.5%,總資本比率為18.9%(於2020年12月31日,普通股權一級資本比率為16.8%,一級資本比率為18.5%,總資本比率為20.0%)。
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