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渣打(02888.HK):冀股息和回購力度提升 料今年信貸減值不會飆升
阿思達克 02-17 15:56
渣打(02888.HK)宣派末期股息每股9美仙,另即將開始7.5億美元股份回購。渣打亞洲區行政總裁洪丕正在傳媒簡報會上表示,集團希望在13%至14%的普通股權一級資本比率範圍內營運,並希望視乎每季盈利狀況將股息和回購力度提升。 集團去年基本信貸減值支出2.63億美元,按年下降20.31億美元。洪丕正指出,2021年信貸減值大降,部分原因是有從2020年的撥備中回撥至2021年,中長線集團目標信貸減值是借貸資產的0.3%,由於2021數字低於這個水平,因此今年信貸減值可能略增,不過隨著壞賬改善,相信今年信貸減值不會飆升。 洪丕正指出,假設全球不同貨幣一致加息上升100基點,在集團資產負債表下,可以錄得13億美元的收入增長,但現實情況上未必一致,市場預計美國今年加息3至4次不等,視乎整體通脹走勢,相信聯儲局會視乎通脹有否隨著加息和時間緩和而靈活處理。 集團去年第四季香港市場經營收入7.5億美元,按年減少7.7%;中國市場經營收入2.47億美元,按年減少11.8%。洪丕正認為,中港在第四季淨息差下挫至低點,香港受影響最大,而中國受房地產發展等市場氣氛轉差、融資活動減少影響。另外,集團在第四季年結時作出審慎減值,但整體而言中國市場去年經營收入有增長,貿易融資和財富管理業務大幅上升,整體對中港業務有信心,雖然短期疫情和政策不明朗將在第一季延續,整體對亞洲業務展望不錯。 洪丕正指,第五波疫情對香港面對面銷售業務有影響,業界有30%分行需要因此關閉,但相信金融產品、貿易融資、貸款增長,息差走向,能夠抵銷面對面銷售業務影響。他指,整個業界面對人才短缺,問題並非香港獨有,疫情加劇了這個挑戰,在調配和吸引外國人才不容易,但去年集團非本地人才錄得淨增長,包括高級管理層,集團希望從不同市場吸引人才,中長線認為香港仍有吸引力。
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