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據報中國銀行業去年累計處置不良資產3.13萬億人幣 創新高
內媒引述中國銀保監消息報道,2017至2021年中國銀行業累計處置不良資產11.9萬億元人民幣(下同)。2021年銀行業累計處置不良資產3.13萬億元,按年增加1,100億元,再創歷史新高,有效降低信用風險水平。 針對當前許多企業尤其是小微企業、個體工商戶生產經營仍面臨困難,銀行不良貸款反彈壓力持續存在,風險防控形勢依然嚴峻的情況,中國銀保監表示,將進一步督促銀行做實資產質量,嚴格落實金融資產風險審慎分類制度。妥善處置重點機構、行業、領域金融風險,指導銀行綜合運用現金清收、覈銷、批量轉讓等方式,加大不良資產處置,有效應對不良資產反彈。
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