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港股異動 | 內險股普漲 今年行業或觸底反彈
格隆匯2月4日丨內險股普漲,新華保險漲近4%,中國平安漲3.61%,中國財險漲逾3%。隨着寬信用週期開啟,社融增速預計開始回暖,保險股有望整體受益。人身險業務方面,保費增長的關鍵點在於代理人渠道的表現。中信建投在研報中表示,當前上市險企總人力已下滑30%,雖然各公司節奏不一,但預判上市險企持續“清虛”的空間不大,監管政策對行業的影響預計將在不同公司有所分化,渠道優勢領先的上市險企人力增速有望在今年觸底回升。財產險方面,多家券商在研報中分析稱,車險拐點已至,預計今年車險保費增速將由負轉正,進入穩步增長態勢;非車險業務方面,預計責任險、農險、意外險健康險將繼續帶動非車險實現高增長。整體上看,規模效應顯著,龍頭險企“強者恆強”有望延續。

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