穆迪:地方金融新規對中國非銀行金融機構信貸具正面影響
評級機構穆迪表示,人民銀行去年底就《地方金融監督管理條例》草案公開徵求意見,旨在加強地方金融公司和組織的監督管理,當中包括小額貸款公司、融資擔保公司、商業租賃公司、地方資產管理公司和典當行等,預期新規將對地方非銀行金融機構的獨立運營具有正面信用影響,有利於機構建立防範化解和處置地方金融風險的標準監管框架。
穆迪指出,新規將地方各類金融業態納入統一監管框架,將會促進中央與地方監管部門間的協調配合,規定所有地方金融組織的設立將經由省級地方金融監督管理部門批準並頒發經營許可證,確保所有金融活動都遵守適用法律,認爲轉變爲統一監管框架將有助於解決當前監管體系中的風險隱患。該行認爲,地方金融新規對中國非銀行金融機構信貸具正面影響。
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