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易綱:今年企業貸款平均利率5%以下 爲統計以來新低
人民銀行行長易綱接受《新華社》訪問時表示,今年企業貸款平均利率已經在5%以下,爲統計以來新低,下一步人行將完善市場化利率形成和傳導機制,發揮貸款市場報價利率改革效能,推動企業綜合融資成本穩中有降。 易綱指,去年面對歷史罕見的疫情衝擊,人行提出了兩項直達實體經濟的貨幣政策工具,一是對暫時遇到困難的小微企業貸款延期還本付息,二是加大普惠小微企業信用貸款力度,這兩項工具設計市場化,具有可持續性,明年將重點做好兩項直達工具政策接續轉換工作,一是實施普惠小微貸款支持工具。 易綱表示,從2022年起到2023年6月底,人民銀行對地方法人銀行發放的普惠小微企業和個體工商戶貸款,按餘額增量的1%提供資金,二是將普惠小微信用貸款納入支農支小再貸款支持計劃管理,原來用於支持普惠小微信用貸款的4,000億元人民幣再貸款額度可以滾動使用,必要時可再進一步增加再貸款額度。 易綱指,2022年人行將進一步增強金融服務實體經濟的能力,令貨幣信貸總量穩定增長,保持貨幣供應量和社會融資規模增速同名義經濟增速基本匹配。他指,今年以來,普惠小微貸款已經支持超過4,200萬戶小微經營主體,下一步人行將精準施策,引導金融機構加大對實體經濟,特別是小微企業、科技創新、綠色發展的支持。
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