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中銀保監:商業銀行三季度淨利潤1.7萬億人民幣 增長11.5%
中國銀保監會公佈,2021年前三季度,商業銀行利潤持續穩定恢復,保持較強風險抵補能力。期內,商業銀行累計實現淨利潤1.7萬億元人民幣(下同),按年增長11.5%。平均資本利潤率爲10.10%,較上季末下降0.29個百分點。平均資產利潤率爲0.82%,較上季末下降0.02個百分點。 2021年三季度末,商業銀行貸款損失準備餘額爲5.6萬億元,較上季末增加1,891億元;撥備覆蓋率爲196.99%,較上季末上升3.76個百分點;貸款撥備率爲3.44%,較上季末上升0.05個百分點。 2021年三季度末,商業銀行(不含外國銀行分行)核心一級資本充足率爲10.67%,較上季末上升0.17個百分點;一級資本充足率爲12.12%,較上季末上升0.22個百分點;資本充足率爲14.80%,較上季末上升0.32個百分點。 2021年三季度末,商業銀行流動性覆蓋率3爲142.22%,較上季末上升1.01個百分點;流動性比例爲58.62%,較上季末上升1.01個百分點;人民幣超額備付金率1.68%,較上季末上升0.16個百分點;存貸款比例(人民幣境內口徑)爲79.14%,較上季末上升1.06個百分點。
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