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官媒證券時報頭版評論:政策信貸「雙加持」下料樓市持續修復
《證券時報》頭版發表評論文章指,人行昨日(10日)以一種少有的方式迴應了市場關切,單獨公佈10月份個人住房貸款統計數據。以往,外界主要通過當月住戶中長期貸款增長情況推測個人按揭貸款投放情況,此次直接公佈個人住房貸款環比多增1,013億元人民幣,用數據證實了房地產貸款形勢已轉好。 文章指出,各地加快個人房貸的審批投放,與房企直接相關的開發貸也在「解凍」。據悉,10月以來,多家銀行的房地產開發貸投放大幅增長,11月上旬銀行業的房地產貸款投放力度進一步加大,可以預計,本月房地產貸款環比增長的態勢仍將延續。 對房企而言,文章認爲,融資環境回暖的感受會越來越明顯。從9月底金融監管部門召開房地產座談會,到目前房貸投放逐步迴歸正常,政策傳導的效率有目共睹。當前還僅僅是房貸回暖的開端,四季度隨着相關政策進一步傳導至更多的銀行,以及金融監管部門的協調配合,房貸政策糾偏的有利效應會持續顯現。 文章指,市場悲觀預期的修復,往往受利好政策的引導,以及先頭資金的加入。當前,房地產行業同時擁有利好政策和信貸資金的「加持」,市場風險偏好將持續回升,在堅持「房住不炒」基礎上,整個行業才能行穩致遠。
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