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青島銀行(03866.HK)前三季度淨利潤24.18億元 同比增加20.45%
格隆匯 10-29 19:57

格隆匯10月29日丨青島銀行(03866.HK)發佈公吿,2021年前三季度,公司實現歸屬於母公司股東的淨利潤24.18億元,同比增加4.11億元,增長20.45%,主要是本公司持續加大資產質量管控和不良資產及已核銷貸款清收力度,當年計提信用減值準備相應減少。

營業收入方面,前三季度同比略有下降,主要是公司上年同期營業收入增長基數較高,今年前三季度淨利息收益率有所回落,利息淨收入有所下降,而非利息淨收入總體有所增長,第三季度營業收入實現同比增長,部份抵消了上半年同比下降影響。2021年前三季度,利息淨收入57.75億元,同比減少4.31億元,下降6.95%。非利息淨收入24.11億元,同比增加1.80億元,增長8.07%,其中:手續費及佣金淨收入12.00億元,同比減少1.27億元,下降9.59%;投資淨收益12.48億元,同比增加1.57億元,增長14.34%;交易淨損益-0.51億元,同比增加1.66億元,增長76.60%。信用減值損失27.52億元,同比減少9.60億元,下降25.86%。

截至2021年9月末,公司不良貸款率1.47%,比上年末下降0.04個百分點;核心一級資本充足率8.35%,與上年末持平;資本充足率15.95%,比上年末提高1.84個百分點;撥備覆蓋率180.52%,比上年末提高10.90個百分點;貸款撥備率2.65%,比上年末提高0.09個百分點。主要監管指標均符合監管要求。

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