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蘇州銀行(002966.SZ):前三季度淨利升17.12%至24.62億元
格隆匯 10-29 18:27

格隆匯10月29日丨蘇州銀行(002966.SZ)公佈,2021年前三季度,集團堅持高質量發展的工作主基調,以服務和效率提升為重點,以資產質量持續優化為保障,落實疫情防控常態化,加強政策研究落地,加快結構調整,做大做實客户羣,穩步推進數字化轉型和經營管理創新。報吿期內,集團總體情況如下:

1、業務規模穩健增長:截至報吿期末,集團資產總額4,440.87億元,較年初增加560.19億元,增幅14.44%;負債總額4,105.51億元,較年初增加537.14億元,增幅15.05%;發放貸款和墊款1,987.68億元,較年初增加177.34億元,增幅9.80%;吸收存款2,730.28億元,較年初增加229.19億元,增幅9.16%。

2、盈利能力穩步提升:報吿期內,集團實現營業收入80.95億元,同比增長1.78億元,增幅2.25%;實現歸屬於上市公司股東的淨利潤24.62億元,同比增長3.60億元,增幅17.12%;實現利息淨收入56.97億元,同比增長0.16億元,增幅0.29%;實現手續費及佣金淨收入8.81億元,同比增長1.59億元,增幅21.96%。

3、經營質效穩中有升:截至報吿期末,集團不良貸款率1.17%,較年初下降0.21個百分點;撥備覆蓋率410.43%,較年初提升118.69個百分點;撥貸比4.80%,較年初提升0.78個百分點,資產質量持續保持在穩定水平;核心一級資本充足率10.42%,一級資本充足率10.46%,資本充足率13.14%;流動性比例68.13%,流動性覆蓋率148.07%。各項指標符合監管要求,處於穩健合理水平。

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