工商銀行(01398.HK)前三季度歸母淨利潤達2518.21億元 同比增長10.12%
格隆匯10月29日丨工商銀行(01398.HK)公佈，2021年前三季度，公司實現歸屬於母公司股東的淨利潤為人民幣2518.21億元，同比增長10.12%，基本每股收益為人民幣0.69元。
2021年前三季度，實現淨利潤2,533.30億元，同比增長10.06%。年化平均總資產回報率0.98%，年化加權平均權益回報率11.81%，分別上升0.01和0.16個百分點。
營業收入6,438.95億元，同比增長7.27%。利息淨收入5,111.48億元，增長5.87%。年化淨利息收益率2.11%。非利息收入1,327.47億元，增長13.02%，其中手續費及佣金淨收入1,052.87億元，增長0.28%。營業費用(不含税金及附加)1,431.53億元，增長9.33%。成本收入比22.23%。
報吿期末，總資產353,980.66億元，比上年末增加20,530.08億元，增長6.16%。客户貸款及墊款總額(不含應計利息)204,254.79億元，增加18,011.71億元，增長9.67%，其中，境內分行人民幣貸款增加17,843.48億元，增長10.62%。從結構上看，公司類貸款122,776.15億元，個人貸款77,606.17億元，票據貼現3,872.47億元。投資90,104.16億元，增加4,192.77億元，增長4.88%。
總負債322,347.81億元，比上年末增加17,992.38億元，增長5.91%。客户存款268,415.75億元，增加17,068.49億元，增長6.79%。從結構上看，定期存款132,472.18億元，活期存款129,861.94億元，其他存款2,752.66億元，應計利息3,328.97億元。
股東權益合計31,632.85億元，比上年末增加2,537.70億元，增長8.72%。
按照貸款質量五級分類，不良貸款餘額3,113.16億元，比上年末增加173.38億元，不良貸款率1.52%，下降0.06個百分點。撥備覆蓋率196.80%，上升16.12個百分點。
核心一級資本充足率13.14%，一級資本充足率14.68%，資本充足率17.45%，均滿足監管要求。
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