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浙商銀行(02016.HK)前三季度淨利潤105.78億元 同比增加4.28%
格隆匯 10-28 19:50

格隆匯10月28日丨浙商銀行(02016.HK)公吿,2021年前三季度,集團實現營業收入404.83億元,同比增加51.95億元,增長14.72%。其中:利息淨收入309.78億元,同比增加33.74億元,增長12.22%,淨利差2.08%,同比增長9bps;非利息淨收入95.05億元,同比增加18.21億元,增長23.70%。非利息淨收入佔營業收入比23.48%,同比上升1.70個百分點。成本收入比25.30%,同比下降2.43個百分點。集團實現歸屬於本行股東的淨利潤105.78億元,同比增加4.34億元,增長4.28%。

業務規模穩健增長。截至報吿期末,集團資產總額21,762.07億元,比上年末增加1,279.82億元,增長6.25%。其中:發放貸款和墊款總額13,113.93億元,比上年末增加1,136.95億元,增長9.49%。負債總額20,368.70億元,比上年末增加1,211.88億元,增長6.33%。其中:吸收存款13,602.75億元,比上年末增加246.39億元,增長1.84%。

資產質量保持穩定。截至報吿期末,集團不良貸款餘額199.83億元,比上年末增加29.38億元,增長17.24%;不良貸款率1.52%,比上年末上升0.10個百分點;撥備覆蓋率185.18%,比上年末下降5.83個百分點;貸款撥備率2.82%,比上年末上升0.10個百分點。

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