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重慶農村商業銀行(03618.HK)前三季度淨利潤87.51億元 同比增長12.65%

格隆匯10月28日丨重慶農村商業銀行(03618.HK)發佈公吿,2021年1至9月,集團營業收入230.80億元,較上年同期增長9.97%。其中,利息淨收入198.37億元,較上年同期增長8.34%。手續費及佣金淨收入18.48億元,較上年同期降低10.21%。淨利息收益率為2.21%,較上年同期下降0.09個百分點。

集團實現淨利潤88.84億元,其中歸屬於本行股東的淨利潤87.51億元,分別較上年同期增長11.83%和12.65%。年化平均總資產回報率0.99%,與上年同期持平;年化加權平均淨資產收益率11.78%,較上年同期增長0.37個百分點。

截至2021年9月30日,集團資產總額12,517.42億元,較上年末增加1,153.75億元,增幅10.15%。客户貸款和墊款總額5,783.96億元,較上年末增加705.10億元,增幅13.88%。其中,本集團公司貸款2,890.39億元,零售貸款2,716.87億元,票據貼現176.70億元。金融投資4,989.29億元,較上年末增加689.75億元,增幅16.04%。

截至2021年9月30日,集團不良貸款餘額73.23億元,較上年末增加6.78億元,不良貸款率1.27%,較上年末下降0.04個百分點。撥備覆蓋率311.87%,較上年末下降3.08個百分點。

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