金管局:首八個月以年率計銀行貸款增長6.9%
據金管局向立法會呈交的文件顯示,今年首八個月整體銀行貸款增長4.6%,按年率計增長6.9%。上半年零售銀行淨息差按年收窄至0.98釐,按年下跌39個基點。
文件亦顯示貸款質素改善,6月底止本港銀行體系的特定分類貸款比率自今年3月底的0.89%下降至0.86%。
快速支付系統「轉數快」自推出起至9月底止,共錄得907萬個賬戶登記,按年增加47%,相當於290萬個新增賬戶登記。9月平均每天處理74.1萬宗即時交易,按年上升74%,相當於52億元,按年增加16%。
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