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保監局:去年個人人壽業務保費按年增長4.2%至4,586億元
阿思達克 10-04 12:23
保監局公佈去年全年本港保險業統計數字,去年全年有效長期業務的保單保費按年增長2%至5,215億元,其中個人人壽業務保費按年增長4.2%至4,586億元,佔市場總額87.9%,涉及保單1,370萬份。個人年金業務的有效保單保費按年減少15.3%至478億元,其中合資格延期年金保單數目共16 萬份。 去年全年新造個人人壽保單保費按年減少20.9%至1,196億元,新造保單數目100萬份,其中非投資相連業務按年跌23.4%至1,068億元,投資相連業務按年增長8.8%至128億元,新造個人年金業務保單保費按年減少36.3%至133億元,合資格延期年金保單6.5萬份,年度保費總額46億元。 一般業務方面,去年全年毛保費按年增長8%至599億元,淨保費按年增長7.3%至405億元,承保利潤23億元,自2019年的8.69億元有所改善。受惠於保費率上調及分入再保險業務,財產損壞業務毛保費收入按年增長17.6%至121億元,一般法律責任業務按年增長10.4%至138億元,意外及健康業務按年下跌3.5%至177億元。 直接業務承保利潤19億元,自2019年的4.88億元大幅增長。意外及健康業務的承保利潤自2.95億元增加至去年的11億元。僱員保償業務承保利潤4.09億元,前年則錄得2.6億元虧損。直接汽車業務的虧損自2019年的5.14億元收窄至2.42億元,分入再保險的承保利潤自3.81億元增加至4.8億元。
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