《大行報告》中金:人行第三季例會指維持內房市場健康發展 但不意味房產信貸大幅寬鬆
人民銀行貨幣政策委員會上星期召開第三季度例會。中金發表報告指,會議增加了「維護房地產市場的健康發展,維護住房消費者的合法權益」,但並不意味房地產信貸的大幅寬鬆,認為這部分的重點或將放在監管、整治封閉資金管理被挪用等亂象,同時對限制較嚴地區的按揭發放依法依規進行適度調整。
報告補充,雙控目標和嚴監管有助於中期經濟高質量發展,但短期可能帶來經濟下行壓力,貨幣偏鬆的同時,需要寬財政共同對沖,年初以來財政政策偏緊,接下來逆週期穩增長的著力點重點,可能在於放寬財政政策,此外,原材料價格的快速上漲,房地產市場的快速下行,教育、互聯網平台等行業嚴監管帶來的就業壓力,也需要不同政策之間協調。
中金認為,人行將進一步指導支持中小銀行充分利用現有市場化渠道,探索開發創新型資本補充工具,指出今年銀行二級資本債、永續債和可轉債發行較快,超過去年同期。該行說,會議指出碳減排支持工具從第二季通稿的「研究設立」轉變為本季的「有序推動落地生效」,意味著綠色金融落地在即。
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