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《大行報告》匯豐研究:內銀上半年業績穩健 推薦交行/中行/工行/建行
匯豐研究發表報告指,內銀上半年整體表現穩健,當中每股盈利增長爲9.9%至19.2%,資產質素改善,而費用收入因財富相關產品而錄穩健增長。不過淨息差和成本效益下跌抵銷部份利好。整體而言,好處仍多於壞處,上半年表現溫和正面,看好交通銀行(03328.HK)、中國銀行銷(03988.HK)、工商銀行(01398.HK)和建設銀行(00939.HK)。 該行指,內地銀行業有三大趨勢需要小心,包括零售貸款息率下跌、非貸款資產撥備增加、企業貸款需求回軟。
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