哈爾濱銀行(06138.HK)上半年歸母淨利同比減少54.18%至8.51億元
格隆匯8月30日丨哈爾濱銀行(06138.HK)公吿,截至2021年6月30日止6個月,營業收入約人民幣61.35億元,同比減少21.76%;歸屬於母公司股東的淨利潤人民幣8.51億元,同比減少54.18%;基本每股收益人民幣0.08元。
2021年上半年,淨利差由上年同期的2.31%下降至2021年上半年的1.81%,淨利息收益率由上年同期的2.33%下降至2021年上半年的1.83%,主要是由於上半年本行雖通過優化負債結構等一系列措施降低外部環境對本行淨利差、淨息差的影響,但受部分行業和客户資產質量下遷,以及持續開展各項讓利扶持措施等因素綜合影響,利差水平較同期有所下降。
集團持續優化業務結構,加強資本管理,截至2021年6月30日,本行核心一級資本充足率、一級資本充足率、資本充足率分別為9.90%、11.50%、12.36%,滿足中國銀保監會關於《商業銀行資本管理辦法(試行)》的監管要求。核心一級資本充足率、一級資本充足率、資本充足率較上年末分別下降0.28個百分點、上升1.30個百分點、下降0.23個百分點,其中核心一級資本充足率、資本充足率下降的主要原因是風險加權資產增加所致;一級資本充足率上升的主要原因為本公司發行80億元無固定期限資本債券所致。
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